Portfolio Update: April 2015

It’s time for another portfolio update.  My portfolio is my ticket to financial independence; the more money I can save and invest today, the faster I’ll get there. I aim to purchase high quality businesses that have long track records of increasing their dividends.  One day I’ll use these dividends to pay my daily expenses.

Over the month I added to my holdings of Franklin Resources (BEN) and Coca-Cola (KO); I also initiated a position in Omega Healthcare Investors (OHI).  These purchases kept me in front of my $25,000 portfolio contributions goal for the year.  In April I invested $3,664.43, and so far this year I’ve contributed $11,496.73.

2015_APR_PContributionsMy portfolio witnessed a decent increase over last month, including contributions.  The overall value stood at $57,813.07, an increase of 9.2% or $4,872.06 compared to last month’s $52,941.01.  Year over year the portfolio has grown 258.70% from just $16,117.27.

2015_APR_PVH

In March, when I purchased Bank of Nova Scotia, I mentioned 6 stocks in my portfolio that were down over 5% and 3 of them were down over 10%.  At the end of April they all shot back up, and none of my holdings were down over 4%.  That’s wild and unpredictable movement, and I’m so happy I’m not a day trader because I’d be pulling my hair out.  Here’s April’s portfolio snapshot.

2015_APR_PSv2

How was your April?  Is your portfolio moving a lot lately?

Photo: Breno Machado @ http://unspash.com

My Dividend Growth

http://www.mydividendgrowth.com

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36 thoughts on “Portfolio Update: April 2015
  1. roadmap2retire

    Looks like you are well on your way to beat the goal…keep up the great work!

    Best wishes
    R2R

     
    Reply
    1. My Dividend Growth

      Thanks for the support, R2R. Hopefully things remain stable through the end of the year and I should be good. You’re doing awesome yourself over there so keep at it my friend.

       
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  2. Dividend Empire

    That’s a great looking portfolio value graph. Nice & consistent growth. I’m glad all of your down positions recovered in April, though it doesn’t matter much as long as the dividends keep rolling in. That’s one of the hardest things for a dgi newbie like myself (especially being an ex options trader) – I can’t take my eyes off of the gain/loss column!

     
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    1. My Dividend Growth

      Thank you for the kind words Ken. How does the old saying go?: ‘Riding high in April, shot down in May?’ The market is always moving up and down irrationally, but the bigger my portfolio gets the more the DGI strategy helps me sleep well at night. I was glued to the gain and loss column too when I first started and always unsure if I made the right moves. I kept reminding myself that I’m investing in businesses for life and will have plenty of chances to average down and up while being paid growing dividends the whole way. Once you start to see the monthly income rising, you’ll start forgetting about the day to day noise…other than to buy more. You’ve got an excellent beginning over there, looks like your overall total is right around where I’m at and I’m looking forward to watching your progress, so keep at it!

       
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  3. Dividend Hustler

    Awesome progress Ryan. You’ll killing it. You got the law of Momentum going so keep it up! Slow and steady. Week after week. Month after Month. It’s trending upwards. Keep hustling hard and socking away that hard earned cash bud. It really is that simple. I’ll be following alongside you on this wonderful journey. Cheers my friend.

     
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    1. My Dividend Growth

      That’s some motivational encouragement right there, DH. You got it – saving that cash is really what it’s all about, hopefully my job situation remains in tact or even improves. You’re doing some awesome work yourself over there, appreciate you inspiring us little guys. Thank you for stopping by!

       
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  4. Dividend Mantra

    Ryan,

    Great job on the invested capital. That’ll really be the major factor for both portfolio and dividend growth right now for you, so that’s just awesome work at staying out in front of what’s already a pretty lofty goal. You’re killing it this year thus far. Keep it up!

    Best regards.

     
    Reply
    1. My Dividend Growth

      How cool that we both thought we’d be way behind this contribution pace? It’s been a really great year for that especially since saving is the name of the game. That’s why my portfolio value graph looks all nice and upward, I’ll see it as a good thing if I’m still contributing and it finally decreases… I’ll know there are good values to be hand and that my portfolio will be big enough to move on its own.

      Thanks for checking in Jason, it’s always a pleasure to hear from you!
      ~Ryan

       
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  5. CG

    reference the is your portfolio moving question. YES. over the last two months the portfolio was down almost 2k and now back up 2k. wild wild swings lately. The market has been volatile and unpredictable for a noob like me. I’ve been doing very little trading in 2015 because of it.

    Congrats on all the positive growth this month Ryan!

     
    Reply
    1. My Dividend Growth

      Thanks for that, CG. I like that analogy of riding out the waves and collecting those dividends while the market does its own thing. I’ve been hearing about a market crash for years now, but it doesn’t seem to want to happen, I do have some cash on the sidelines to take advantage, but I also like making consistent purchases along the way. Gotta be in it to win it. Hope all is well and have a good one!

       
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  6. Zero to Zeros

    From 16k to almost 58k in one year, incredible! You’re now past the 50% mark on the way to that first 100k, and I wouldn’t be surprised if you crack it in a year’s time. Your progress is so inspiring bro! 😀

    Keep it up!

     
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    1. My Dividend Growth

      Thanks for that Alex. I check mint almost daily to watch my overall networth creep toward six figures, sometimes it seems like it’s taking forever and other times I can’t believe how far I’ve come. I use to think 100K was soooo much money and that I’d be set if I ever ‘won’ that much, haha. Now I see that’s barely a starting point with soooo much work to go, but I’m slowly getting there. You’ve been doing some amazing work yourself my friend and I hope all is well for you! Appreciate you stopping by.

       
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  7. Adam @ AdamChudy.com

    Awesome progress. Keep it rolling.

    I’ve got my 401k/IRA on monthly autopilot so that should snag 24k alone. Throw in my 401k match and stock plan and this should be a pretty fantastic year. Only unfortunate part is it’s all on a vesting schedule, so you have to keep working to get that paper.

     
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    1. My Dividend Growth

      Sounds like you’re on a great path man, that’s very nice! I have a feeling it’s going to just get tougher to keep working once my portfolio is bigger, but it’s time to dig in and earn that cash while I can.

       
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  8. Dividend Gremlin

    Ryan,

    That is some baller progress. I mean you have gone from sub $10k to almost $60k in just over a year. That is excellent. It speaks to the quality choices you have made in terms of investments and the strength of getting paid dividends.

    – Gremlin

     
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    1. My Dividend Growth

      Hehe, thanks Gremlin. The overall value is nice to look at these days. I’m also ready for a correction of any kind and eager to see how it effects me. I really like the dgi strategy for the SWAN effect it has. Thanks for the comment!

       
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  9. FerdiS

    Nice spreadsheet and charts, Ryan! Congratulations on your progress — you’re making great progress and it looks like you’re crush your goals (at this pace). Keep up the good work!

     
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  10. Vivianne

    Since I’ve shifted to be a dividend investor, I’m a lot less stressed out on the market pull back. In fact, I’ve been buying more whenever there’s a dip. Knowing the companies that I’ve picked out have strong cashflow, so 10-20% correction wouldn’t hurt them.

    I really like how you organize your portfolio. I’ll do my after the summer. I need a template for this please. 🙂

     
    Reply
    1. My Dividend Growth

      I completely relate to that, Vivianne. Since I’ve become a dgi, I’ve felt very comfortable having the bulk of my net worth in these investments and have been sleeping very well at the same time. Thanks for the compliments on my portfolio, I’m happy to email you copy to use, will do that very soon here. Good to hear from you!

       
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  11. DivHut

    Awesome job moving the needle on your portfolio. As long as you can keep being as aggressive as you have with fresh capital you’ll be reaching FI sooner than expected. I’m still looking at more health REITs to add to my IRA. For now I have three small positions in HCP, HCN and VTR but see that OHI is quite popular too. I know the smaller names have a lot more growth potential than the big three which is why I’m also looking at LTC and NHI but don’t really see either in many DGI portfolios. Thanks for sharing.

     
    Reply
    1. My Dividend Growth

      That means a lot coming from you, DivHut. I really hope my contributions can keep this pace or better, but I’ll have to see. I just saw you ended up going with HCN for your purchase which is a great choice and big congrats to you! I haven’t heard of LTC or NHI, so thanks for bringing those to my attention. Thanks for stopping by!

       
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  12. Allan

    Hi Ryan,
    I love your spreadsheet, it really looks great and you’re doing a great job too. I had the plan to save 20k-25k this year but I guess I will fell short. I’m only at 4,5k and we’re already in may. Time flies so fast!
    Best regards,

     
    Reply
    1. My Dividend Growth

      Thanks for that, Allan! Looks like you’ve got some very solid names in your portfolio as well, glad to share several with you. Sorry to hear that your savings haven’t blossomed as you hoped this year, but there’s always tomorrow and the next day. Great to hear from you and take care!

       
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  13. melon

    A little shuffling would get you more cash to use in your taxable accounts. You’re overweight in financials and some of your higher payout stocks are in your roth. Id sell anything under 2.5 yield for higher yielders and better diversification.

     
    Reply
    1. My Dividend Growth

      Hi melon,

      Thanks for the comment. I’m so early in my journey and portfolio construction that I’m not too worried about sector diversification just yet, those numbers seem to change over the course of weeks at a time and it’ll be more important to balance much later on when my totals are larger and new contributions don’t move the needle as much. I also like having my fat payouts in the ROTH for the tax advantage and am in no hurry to use the dividends from any of my accounts any time soon. Because of my long time horizon and lack of needing the dividends today, I’m planning to focus a lot of attention to lower yielding and much faster growing stocks. By the time I’m ready to retire on dividend income, I’m betting my yield on cost of these low yields of today will blow away most of the names that are yielding 2.5% at the moment. Always good to hear other thoughts and thanks for the comment.

       
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