My Dividend Growth’s One Year Anniversary

     When I finally started earning more income than I was spending, I knew I needed to figure out how to invest in my future since there are no 401K’s or benefits for an editor / producer like myself.  I had no idea that my not having typical employment options would be a blessing in disguise.  I suspect far too often people blindly contribute to these employer investment plans with no real idea or concept of what they are.  When I discovered Dividend Mantra in the summer of 2013, his dividend growth strategy instantly clicked with me.  I began reading everything I could about the subject through him, other blogs, books and websites.  I developed a solid understanding and strategy and got a lot better at saving so I could start executing my plan.

     I’ve had website hosting for years so I could easily exchange large media files with clients, but I had never initially sought to make a blog. I wanted to create a place to view my own progress with spreadsheets, and document any investment decisions I made so that I could always look back and understand why I made those choices.  The dividend community had always seemed so supportive and constructive so last year I posted “Let the Growth Begin” hoping to be part of it. Suddenly the same bloggers I had learned from and been inspired by started interacting with me with kind words, great advice and interesting opinions.  I’m finding myself constantly motivated and in awe of the dividend growth investment world.  I’ve learned a lot and grown so much as an investor from starting this blog.

     I started My Dividend Growth with an overall portfolio of less than $10,000. One year later, my net worth is hovering around $70,000 which was lottery money to me just last year.  Over $50,000 of that is invested in high quality businesses in my portfolio and steadily spits out cash in the form of dividends that grow each and every year.  Even if I never added another dime, I should still be able to retire at the typical retirement age.  However, I’ve never been one to be complacent, and that’s especially true now that I’m aware early retirement is possible.  Every little extra bit I can invest today brings financial independence closer, and I couldn’t be happier to share this experience.  Thank you to everyone who has checked in, commented and read over the past year; I can’t even put into words how much your support means to me.  I’m looking forward to an even bigger and better year ahead.

My Dividend Growth

http://www.mydividendgrowth.com

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42 thoughts on “My Dividend Growth’s One Year Anniversary
  1. JC

    Congrats on hitting the one year mark. It’s amazing how things line up sometimes. Unfortunately I don’t really remember how I ended up finding DM on the internet but I’m glad I did because it’s led me to a much better place. My wife and I are much more comfortable financially. The DG/FI community has always been very supportive and I truly appreciate that. Congrats again on one year and making vast improvements in your financial life which I’m sure have led to a less stressful work life knowing that your finances are in much better shape.

     
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    1. My Dividend Growth

      So much less stress these days! The career is finally on track and I can sleep well at night knowing I’m making the most of that income. I’ve learned so much from watching your process and progress, JC. I remember being a bit blog starstruck when you were my second comment ever. Thanks for all the support you give to the dgi world. Have a great week ahead!

      Take care,
      Ryan

       
      Reply
  2. writing2reality

    It’s been great having you as a part of the blogging community over the past year. Your commitment to building a sizable portfolio and writing style have been a nice value add to all of us. I’m looking forward to you continuing your journey, no matter the direction it takes you, and following along as you share it with us.

    Congrats my friend!

     
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    1. My Dividend Growth

      That really means a lot to me, W2R. It’s been a awesome ride so far. I’ve learned one of my favorite things is discussing ways to build wealth with great thinkers such as yourself. Thank you for all the support and it’s going to be fun watching you get rich 🙂

      Best wishes,
      Ryan

       
      Reply
  3. FrugalitytoFinancialFreedom

    Happy Anniversary to your blog! More power to you and may you have more blessings to come (in the form of investments and dividends). I started my journey 2013 same year as you through Dividend Mantra and had the same welcoming experience from the DGI community, aren’t we glad we did?
    Take care,
    FFF

     
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    1. My Dividend Growth

      Thank you much, FFF! DM must have been blowing up around that time, so many of us found him around then. I wouldn’t be nearly as far along if it weren’t for finding dividend growth investing. You’ve done amazing work since discovering it yourself and I’m excited to see your progress this year!

      Best,
      Ryan

       
      Reply
  4. David Tan

    Hi Ryan,

    Congrats on the 1st anniversary! Wishing you with many years of great returns and very soon, you’ll be enjoying this fruits of yours.

     
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  5. Dividend Dreams

    Happy anniversary. Dividend Mantra is a good person to seek inspiration from. One of us should write a post asking for a count of how many bloggers were inspired by Jason’s body of work. Best of luck to you in 2015!

     
    Reply
    1. My Dividend Growth

      Thank you much, DD. That would be a fun poll to see. He’s been inspiring for so long now and really set the standard for these types of blogs. You’re doing awesome over there and I can’t wait to see those first YOY dividend numbers from you.

      Best,
      Ryan

       
      Reply
  6. Tawcan

    Congrats on the one ear anniversary. Doesn’t time fly fast when you’re having fun? Your portfolio is growing nicely. Keep up the great work Ryan!

     
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  7. Dividend Mantra

    Ryan,

    Big congrats on the blogiversary!! 🙂

    Thanks for the kind words as well. I’m really proud and grateful to be in a position to inspire others. I guess I kind of started a movement of sorts and the growth of the community will continue to reach out to others and help/inspire an ever-growing audience. We’re literally changing lives for the better. It’s awesome!

    Keep up the great work. You basically can’t be stopped now. You’re already successful and financial freedom is an inevitability for you at this rate. Looking forward to seeing where we’re all at in 5-10 years. 🙂

    Best wishes!

     
    Reply
    1. My Dividend Growth

      Jason, you’ve masterfully laid the groundwork in helping so many of us get started! Thank you very much for all the support you’ve given me. It’s going to be so fun watching all these bloggers start reaching FI one by one. I’m looking forward to that day for you the most! Have a great week!

      All my best,
      Ryan

       
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    1. My Dividend Growth

      No kidding, it feels awesome to be so far ahead of where I thought I’d be a year ago. You’re making amazing progress yourself and I’ve been enjoying it. Now we just have to keep it going.

      Take it easy!
      ~Ryan

       
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  8. My Dividend Pipeline

    Ryan,

    Damn! Has it been a year already? It seems like just yesterday when I was watching your Google Docs videos. And thank God you posted them or I would still be without a dividend spreadsheet! You are kicking some serious ass over here. Keep it up!

    MDP

     
    Reply
    1. My Dividend Growth

      Haha, it’s been a crazy short year for sure. We’ve both accomplished a whole lot on the financial level. I really appreciate how awesome you’ve been in your support, MDP! I’m so glad you got use of that video. Actually I’ve been getting email requests for my portfolio template almost daily, so I’m finally planning on releasing it with another tutorial / upkeep video in the next few weeks. Maybe we can finally get a portfolio up on your site, I’d love to see that. If you ever need help (or just want me to do it, haha) I’d be happy to! Have a great week!

      Best Wishes,
      Ryan

       
      Reply
  9. CG

    Ryan,
    Congrats on the 1 yr mark. I’m new to the *community* but its nice that everyone is cheering each other on and just wants to see everyone be successful. You don’t even see that with the trading community. Great group of people and everyone just wants everyone to be grow the portfolio. Its fantastic. Here’s to another great year for you.

    CG

     
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    1. My Dividend Growth

      It sounds like I’ve been truly spoiled, as this is the first online group I’ve been part of ever really. It’s true though, the simplicity of the strategy allows all these like-minded people to easily root for one another. I’ve been enjoying your posts so far, and look forward to watching your continued success!

      Best Wishes CG,
      ~Ryan

       
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  10. No More Waffles

    Ryan,

    Congratulations on turning one year! You’ve made some remarkable progress thusfar – thank you for sharing your journey with us. And I hope you stick around for a long time!

    Onwards and upwards! Can’t wait to read a similar positive post in one year from now.

    Best wishes,
    NMW

     
    Reply
  11. B

    Hi Ryan

    Congrats on the first anniversary there.

    The next one could be coming sooner than you realized and you’ll be amazed how your networth would have grown to a much bigger size.

     
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    1. My Dividend Growth

      Hi B,

      Great observation, this past year just flew by. I’m guessing I’ll blink a few times and another will pass. I’m very lucky and I’d be happy moving at half this rate, so I hope my fortunes continues. I have no idea how I’ve missed your established blog for this long, it looks like I have some reading to do!

      Take care,
      Ryan

       
      Reply
  12. DivGuy

    Hurray! 😉 An anniversary to remember! I can’t believe it’s only a year long for you! What an amazing progress you’ve already made! Dividend Investors community is indeed a great one and I hope to a co-participant with you for a long time! 😉

     
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  13. TwoInvesting

    Ryan,

    Congratulations on your one year anniversary! It’s been fun reading your posts and I’ve been enjoying the photos. Thanks for being an active part of this community. Looking forward to seeing your future ideas! Keep up the great work.

    Scott

     
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    1. My Dividend Growth

      Ah, thank you Scott. I’ve been using mostly free to download pictures, but I do have a decent camera and should use more of my own shots. I still can’t believe anyone would read this blog at all, so it’s absolutely my pleasure. I can’t wait to learn more from you too and thanks for all the support.

      Best Wishes,
      Ryan

       
      Reply
  14. Dividend Astronaut

    REITs have traditionally presented the investor with a dilemma recently: a choice of little capital growth but a healthy dividend – often in the double digits. But can these businesses keep taking advantage of low rates to make their businesses work. One of the REITs often talked about is Annaly Capital (NLY) which has lost almost 50% of its value since 2012. Without giving a full analysis on REITs, it looks like the share price has stabilized so this could present an opportunity for a stable income of around 10%.

     
    Reply
    1. My Dividend Growth

      DA, thanks for the comment. It appears NLY’s troubles go much further back than 2012 as they’ve had inconsistent earnings and several dividend cuts for decades not to mention the last 4 years straight. I choose to pass on it because I look to to invest in business with sound fundamentals that have histories of growing profits and most importantly dividends. In my opinion there are several REIT’s worth owning that provide solid capital and consistent dividend growth. I own Realty Income (O), and would love to own OHI, VTR & DLR among a few other REIT’s. Of course we all have different goals and objectives with investments. I wish you the best of luck and success in yours!

      Best Wishes,
      Ryan

       
      Reply
    1. My Dividend Growth

      Thanks Evan, that’s an excellent observation. No need to become complacent and I know this journey has just begun! Not sure how I’ve managed to miss your blog, but I’m so glad to have found it now because it looks like there is a ton of info to check out and it all looks amazing. Have a good weekend!

       
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