Dividend Update: September 2015

The market may have taken a dive in September, but my dividend payouts were bigger than ever. As a long-term dividend growth investor, I sleep well at night knowing I’m invested in businesses that continuously pay me rising portions of their profits. I currently automatically reinvest all of my dividend payouts. Lower stock prices equal higher dividend yields which means those reinvestments add even more value than usual. I’m building my portfolio as fast as I can, and one day I hope to live off of these dividend payouts.  

In September I received dividends from 14 of my holdings totaling $267.14.   After reinvestment these dividends added $9.60 in forward annual income.  That doesn’t include Unilever (UL) and Wal-mart (WMT) from my taxable Loyal3 brokerage account which I selectively reinvested.  Here’s a snapshot of my payout activity:2015_SEPTEMBER_DRISeptember’s total dividends of $267.14 grew 29.99% over last quarter’s $205.51 in June.  Going back further, that increase was 196.59% over last year’s $90.07.  Here’s my updated dividend payouts chart:2015_SEPTEMBER_DPAt the start this year I set my sights on achieving $2,050 in dividend income by the end of 2015.  8 months in, I’m at $1,341.86.  This should ramp up toward the end of year, but it’ll be close.  Here’s an update of my 2015 dividends received goal:2015_SEPTEMBER_DRThis strategy is all about dividend growth, and I typically expect businesses I own to increase their dividends at least once a year. Realty Income Corp (O) was the only business I own that gave me a dividend raise in September.  It was also the company’s fourth raise of the year.  Wouldn’t it be nice if all sources of income gave such steady and frequent raises?2015_SEPTEMBER_LTDLast year in September, I had only received $538.83 in total lifetime dividends.  At the end of the month, that number increased 303.88% to a new total of $2,176.20.  Here’s an updated chart:2015_SEPTEMBER_LTDMy dividend income showed a lot of progress in September and I’m pumped to see where I land at the end of 2015.  I’ll be heading out of the country next week, so unless we see a major drop in stock prices over the next few days I’ll likely be done investing until the end of the month. It’s a big relief knowing my portfolio will keep working for me while I’m gone.

How was your September income?  What stocks are on your radar?  

My Dividend Growth

http://www.mydividendgrowth.com

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39 thoughts on “Dividend Update: September 2015
  1. There's Value

    Way to go Ryan! I love seeing updates like these, it really helps people see the reality of dividend growth investing – all you have to do is regularly apply capital to good companies… Try to reinvest your dividends and VOILÀ!

    Keep up the good work,

    Cheers

     
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    1. My Dividend Growth

      Hi TV, hope all is well! I remember seeing these sort of charts when I first started investing and everything just clicked in my head. DGI is such an easy strategy, and it’s nice seeing that magical compounding starting to do some work in my own portfolio. I’m excited for all of us investors in the long term 🙂 Thank you for stopping by!

       
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  2. Captain Dividend

    Good grief, I thought my ~30% yoy gain was nice but you went next level with a near 200% increase! I love how your lifetime dividend chart is really accelerating upwards. Keep it up

     
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    1. My Dividend Growth

      Great to hear from you, Captain. It’s so awesome seeing the dividends roll in. It’ll be nearly impossible to keep this pace up going forward, but I’m glad I’ve build a decent looking portfolio where even if I didn’t add another penny in fresh capital I’d still be comfortably retiring around the typical age. You’re in the same boat making amazing progress over there and we’re going to get some serious high-fives from our future selves.

      Best Wishes,
      Ryan

       
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  3. JC

    Great job Ryan! A 30% increase QoQ is fantastic. My hunch is that you’ll reach your dividends received goal once you start receiving dividend payments from all that capital you’ve invested the last couple months. The industrial sector still looks solid here and it good valuation territory. I’d like to add to TROW but I’ll wait on that most likely. Really want to add some more consumer staples but they still aren’t trading that cheaply. JNJ is still looking good though and some more healthcare in my portfolio would be nice.

    Enjoy the travels!

     
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    1. My Dividend Growth

      Thanks for the nice words, JC. It’ll definitely be close on that dividends received goal, I remember last you kept telling me it looked to be on pace when I thought it didn’t and you were right in the end. The weird part is that I invested way more than I anticipated I would when I came up with that goal. That happened last year too where it took twice the predicted contributions to meet the goal. Maybe next year I’ll just cut whatever prediction I have in half to make sure I hit it, hehe.

      I snuck in just a couple shares of TROW recently in my Robinhood right before this latest market rebound. I’d love to add more if it comes down in the next few days. Several industrials are looking great too, and I’m really liking Johnson Controls (JCI) here. Looks like they’ve fixed some leaks and aren’t nearly as cyclical as they were in 2008-9. I’m also very light on consumer staples for those very valuation reasons you mentioned. First chance I get I’m loading up there. You can never go wrong with JNJ in my opinion, I’m glad to have finally made it one of my biggest holdings. I always enjoy hearing your thoughts in these comment streams, have a great finish to the week JC!

      Best,
      Ryan

       
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  4. Dividend Gremlin

    Ryan,
    Bam your biggest month yet, and likely it will just be best in a few months anyway! Enjoy that cash and comfort when you’re in Greece!
    Also, are you planning on keeping loyal3 or transitioning away from it? I might even add YUM to my count considering there recent fall off a cliff.
    – Gremlin

     
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    1. My Dividend Growth

      Hehe, yeah I normally don’t announce highest month ever or records because with constant contributions I’m suppose to be hitting those at least every third month so it can be a bit redundant, but there’s no denying how inspiring it is that the strategy works like that. I’ll probably keep L3 around and reinvest the dividends with the small amount I have there because I still like that I can buy fractional shares. I’d likely add fresh capital again if their stock selection ever increases or the valuations of the consumer goods businesses they have drop. Overall I think Robhinhood is leagues ahead of L3 for beginner investors like ourselves. YUM is a very interesting play, I’m not a big fan of restaurant stocks myself but there’s no hiding YUM’s attractive fundamentals and the awesome return long term investors have seen to date. Thanks for the well wishes, we leave on Monday and are pumped! Always a pleasure to hear from you Gremlin 🙂

       
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      1. Dividend Gremlin

        Ryan,

        I have an account with Robinhood, but have stalled working on it using funds elsewhere partly out of convenience and partly cause I was being lazy – though I guess those can be the same thing. Do you know if you can transfer stock assets out of Robinhood and into a regular account? I’ve not seen that they have that capability yet.

        – Gremlin

         
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        1. My Dividend Growth

          Great question Gremlin. I believe that feature is currently in the works and unfortunately at the moment the only way to access cash is to liquidate. I’m not sure though, so definitely do your own research or write them up an email (and let me know how customer service is!). This is another big disadvantage, but I’m liking the rest so far and am excited to see all the future developments.

           
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  5. Tawcan

    Very solid dividend Ryan! The upward trend is very satisfying to see. An impressive YOY growth, just shows that you’ve injected a lot of new capital in your dividend portfolio. Great stuff.

     
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    1. My Dividend Growth

      It’s all about those contributions. I never would have imagined being able to save so much, I just hope I can keep it up and get to where you are one day 🙂 Thanks for always inspiring me Tawcan!

       
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  6. Jason Fieber

    Ryan,

    Awesome work. A new record and big YOY increase.

    It’ll be nice to know you’ve got some of the best companies in the world working on your behalf, sending you money, while you’re in Greece enjoying the food, sights, and sunshine. 🙂

    Bigger and better days ahead, though. Keep it up!

    Cheers.

     
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    1. My Dividend Growth

      Absolutely! Your comments really hit home that I’ll be getting paychecks when I’m traveling around the world relaxing with the lady I love. Life is good! Now I just need to save more to make those paychecks bigger. Speaking of which…I can’t believe you hit 4 digit dividend income already, that’s inspiring beyond belief! It’s been such a fun process watching your journey as you close in on freedom 🙂

      Keep at it Jason!
      ~Ryan

       
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    1. My Dividend Growth

      It’s pretty crazy, I’m way further ahead of where I ever imagined I could be. I remember a few years ago a six figure net worth seemed like a fantasy. Hopefully there’ll be lots more growth to come for all of us in this community! Appreciate the comment, Devin 🙂

       
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  7. Dividends With Children

    You crushed your previous monthly high, Ryan. That has to feel fantastic!

    There’s nothing quite like taking some time off while money still deposits into your account.

    Keep that growth chugging along,

    Dan (DWC)

     
    Reply
    1. My Dividend Growth

      Hey Dan! Thanks for the kind words. You keep growing over there yourself my friend, glad to see you finally posted again on the blog front! I had removed you from my RSS and blogfeed for inactivity, but I’m adding you back immediately. Looking forward to your decision on the job front. Best wishes to you and the family 🙂

       
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  8. Our Big Fat Wallet

    Nice work Ryan. Dividend investing is a slow process but definitely worth it in the long run. I also love seeing companies I own increase their dividends year after year

     
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    1. My Dividend Growth

      Hi Dan, great to hear from you. It’s very cool seeing the strategy work first hand month after month. I’ll admit though at times I’m overwhelmed by how much further I have until I reach my end goals. It’s all about finding that balance of having fun today and sometime I could use some improvement in that area. I suppose we’re all like that to a certain degree and hopefully my upcoming trip to Greece will remind me of how far I’ve come. I’m so happy to have found investing and this community though. I imagine I’d go insane if I didn’t have some sort of outlet of people to converse with about all this. Hope all is well and take it easy!

       
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  9. DivGuy

    Nice month once again! One of the best feeling to me is to make money while I sleep! How could one not love Dividend Growth Investing? 😉

    Cheers!

    Mike

     
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    1. My Dividend Growth

      I completely agree Mike, this strategy instantly clicked with me when I started reading about it and I often wonder why more people don’t invest this way. Thanks for the kind words and I hope you have a great couple weeks coming up my friend!

       
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  10. divorcedff

    Ryan

    Great Dividend Income ,and also the YoY progress.

    We have some of the same stocks in our portfolios, so great minds think a like 🙂

    Keep the snowball rolling.

    Divorcedff – Sharon

     
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    1. My Dividend Growth

      Hehe, holy crap indeed! I’m shocked I’m already seeing this amount of passive income, hopefully I’ll keep following in your footsteps over there because you’ve made tremendous progress of your own! Always a big pleasure to hear from you Lanny and I hope all is well!

       
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  11. dividendniche

    Hi MDG,

    Congrats on such an impressive month, that is some great progress on your snowball. It is great to see the effect of DRIP helping out. I look forward to seeing how this year’s results end up.
    Cheers,
    Dividendniche

     
    Reply
    1. My Dividend Growth

      Hi Dividendniche. So glad to see a new face pop up! I remember when I first found DGI and I saw some graphs with investments that were DRIPed, I was sold instantly on the strategy. Even if I never add more fresh capital, the DRIPing and compounding should solidly my retirement by the typical age. There’s no arguing with a strategy like that. Appreciate the comment and I can’t wait to check out your blog more when I return to the States!

      Best,
      Ryan

       
      Reply
  12. bluegrassdividends

    It’s gotta feel good to update those dividend payout and lifetime dividends graphs. Especially as they start to take off exponentially. You can already start to see them curving upward faster and faster.

     
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    1. My Dividend Growth

      It feels so good, bluegrassdividends! I feel like I’ve accomplished so much in these last few years, but there is still so much more work in front of me. I’m sold on the strategy completely because of that very curve you’ve mentioned, the faster I can contribute, the quicker I’ll reach financial Independence and it’s working!

      Thank you for stopping by!
      ~Ryan

       
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  13. Lynne

    Congratulations for a long, healthy life together. I have been following your progress for the last year and you have done a remarkable job … you are an inspiration to all of us … will continue to follow you.

     
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  14. Pingback: September Dividend Income from YOU the Bloggers - Dividend Diplomats

  15. DivHut

    Great totals for the month. A handful of names in common between our portfolios for the month. I always like to see what companies are paying out each month among the dividend bloggers. Congrats on your recent wedding too! Enjoy Greece!

     
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  16. Flying Spaghetti Monster

    congrats on your dividend growth.

    I sleep well at night knowing I have 30 years and am investined in high quality growth stocks like AMZN, GOOGL, and NVDA (Up 15% today). I also own some dividend payers like SBUX, GILD, and JNJ, but I have no particular fascination for dividend equities. Here’s why”

    Total return with great companies who invest in their future is what I’m after. And if a dividend darling like KMI drops to 15 then I don’t care if you’re getting 7% – you’re still losing money.

    I understand you have a strategy and if you keep with it you’ll be fine. However, I think you might be doing a disservice to other 20 and 30 year olds who would benefit from a more balanced approach. In particular growth equities and total return.

    There is nothing magical about dividends and if you earn 4% or cut 4% off your equity tree so to speak its all the same.

     
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    1. My Dividend Growth

      Hi FSM,

      Thanks for the comment. My line of work is very volatile and sometimes I’ll go months without a job and I like this strategy for the relief it provides. I’m not after total return at this point as much as I’m trying to build a constant growing stream of income that I can use for my expenses and not have to liquidate anything. I do try to invest at good valuations for as much growth as possible and I think you’d be surprised at the high returns this approach can produce. I didn’t make this strategy up and I see the magic of it in compounding those dividends. I highly suggest reading the book “The Single Best Investment” by Lowell Miller for more eye opening information.

      I don’t realize any capital loss on my return of KMI or any other stock until I sell it or it goes bankrupt and I rarely ever sell with this strategy because they’re such strong businesses. I choose to invest in businesses that have long histories of growing profits and sharing those profits with shareholders by also annually increasing dividends. Like you, I currently own several low yielding growth stocks and once my portfolio is large enough I plan to own several pure growth names, but I personally feel more comfortable and sleep well at night establishing this core income growth first.

      I don’t understand how you could think one strategy fits all for a certain age group or that different investment ideas and styles do a disservice to the community. We all have different goals and objectives and I don’t try to preach or convince anyone to use mine, I’m simply documenting my progress and we’ll find out how it works out in a just a few short years.

      Best Wishes,
      Ryan

       
      Reply

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